XM Deposit

How to Deposit Money in XM
To XM’s trading accounts, there are various ways to make a deposit.

In this article, we will show you how to make a deposit to XM’s trading accounts by using Credit or Debit card.

How to make a Deposit in XM

Deposit on Desktop

To make a deposit into XM’s trading account, please follow the instruction below.

1. Login to the XM

Press “Members Login
How to Deposit Money in XM
Enter your MT4/MT5 ID and Password, Press "Login"
How to Deposit Money in XM

2. Select the deposit method “Credit/Debit Cards”

Deposit methods Processing time Deposit fees
Credit/Debit Cards
Immediately Free
International bank transfer 3-5 working days Free
Immediately ~ within 1 hour Free
Clients bear payment fees
Neteller Immediately ~ within 1 hour Free
Clients bear payment fees

How to Deposit Money in XM
How to Deposit Money in XM

NOTE: Before you proceed with a deposit via credit/debit cards, please note the following:

  • Please make sure that all payments are made from an account registered in the same name as your XM account.

  • All withdrawals, excluding profits, can only be paid back to the credit/debit cards that the deposit was initiated from, up to the deposited amount.

  • XM does not charge any commissions or fees for deposits via credit/debit cards.

  • XM will credit your account within a few minutes and notify you via email so that you can start trading immediately.

  • By submitting a deposit request, you consent to your data being shared with third parties, including payment service providers, banks, card schemes, regulators, law enforcement, government agencies, credit reference bureaus and other parties we deem necessary to process your payment and/or verify your identity.

3. Enter the deposit amount and click "Deposit"
How to Deposit Money in XM

4. Confirm the account ID and deposit amount

Click on "Confirm" to proceed.
How to Deposit Money in XM

5. Enter all the required information to finish the Deposit.

Click "Pay Now"
How to Deposit Money in XM
The deposit amount will be instantly reflected into your trading account.

Are you having trouble with Deposit to XM MT4 or MT5?

Contact their support team on Livechat. They are available for 24/7.

Deposit on Mobile Phone

1/ Click the “Deposit" button from Menu

After logging into My Account XM Group official account, click “Deposit” button on the menu on the left side of the screen
How to Deposit Money in XM

2/ Select Deposit payment method

Credit/Debit cards is a recommended payment for deposit because it’s simple and allows fast deposit.
How to Deposit Money in XM

3/ Enter the amount you want to deposit

Use your registered currency when opening an account. If you have selected trading currency is USD, then enter the deposit amount in USD.

After checking the XM Account ID and the amount of money needed to deposit, enter the amount you wish to deposit to your account, click “Deposit" and you will be redirected to the payment age.
How to Deposit Money in XM

4. Confirm the account ID and deposit amount

If the information is correct then you click the “Confirm" button.
How to Deposit Money in XM

5/ Enter Credit/Debit cards information

Please enter your Credit/Debit cards information because the system will automatically direct you to the card information input page.

If your card was previously charged, some information should have been previously entered. Confirm the information such as expiry date, …make sure all information is correct.
How to Deposit Money in XM
Once the information is filled, Click the “Deposit” button a message will appear “please wait while we process your payment”.

Please do not click Go back button on the browser while payment is being processed.

Then the process is complete.

Deposit methods other than Credit/Debit cards payment will not be reflected immediately.

If the payment is not reflected in the account, please contact support team at XM Group if the payment is not reflected in the account.

In addition, if your account is deposited from a foreign country other than your registered permanent resident address, you will need to attach a Credit/Debit cards details sheet and a credit/Debit cards image to the support team for security reasons

Please note that the above provisions will apply in the case of Credit/Debit cards issued in foreign country or when traveling abroad.

XM Deposit FAQ

What payment options do I have to deposit money?

We offer a wide range of payment options for deposits/withdrawals: by multiple credit cards, multiple electronic payment methods, bank wire transfer, local bank transfer, and other payment methods.

As soon as you open a trading account, you can log in to our Members Area, select a payment method of your preference on the Deposits/Withdrawal pages, and follow the instructions given.


What is the minimum deposit/withdrawal for a trading account?

It is $5 for MICRO, STANDARD and ULTRA LOW accounts. For SHARES accounts it is $10,000.

Do you offer cent accounts? Is the deposit visible in cents?

We offer MICRO trading accounts, where 1 micro lot (pip) is equal to 10 USD cents. However, your deposit is always visible in the actual amount, e.g. if you deposit 100 USD, your trading account balance will be 100 USD.

In which currencies can I deposit money into my trading account?

You can deposit money in any currency and it will be automatically converted into the base currency of your account, by XM prevailing inter-bank price.

How long does it take for funds to reach my bank account?

It depends on the country the money is sent to. Standard bank wire within the EU takes 3 working days. Bank wires to some countries may take up to 5 working days.

Are there any deposit/withdrawal fees?

We do not charge any fees for our deposit/withdrawal options. For instance, if you deposit USD 100 by Skrill and then withdraw USD 100, you will see the full amount of USD 100 in your Skrill account as we cover all transaction fees both ways for you.

This also applies to all credit/debit cards deposits. For deposits/withdrawals via international bank wire transfer, XM covers all transfer fees imposed by our banks, with the exception of deposits amounting to less than 200 USD (or equivalent denomination).

Can I transfer funds from my trading account to another client’s trading account?

No, this is not possible. It is forbidden to transfer funds between different clients’ accounts and involve any third parties.

Can I deposit to/withdraw from my friend’s/relative’s account?

As we are a regulated company, we do not accept deposits/withdrawals made by third parties. Your deposit can only be made from your own account, and the withdrawal has to go back to the source where the deposit was made.

Is it possible to transfer money from one trading account to another trading account?

Yes, this is possible. You can request an internal transfer between two trading accounts, but only if both accounts have been opened under your name and if both trading accounts have been validated. If the base currency is different, the amount will be converted. Internal transfer can be requested in the Members Area, and it is instantly processed.

What will happen to the bonus if I use internal transfer?

In this case the bonus will be credited proportionally.
Thank you for rating.
Source: XM Trading - xtradingforex.com | How to Deposit Money in XM - https://xtradingforex.com/xm-deposit
Please enter your name!
Please enter a correct email address!
Please enter your comment!
The g-recaptcha field is required!

Leave A Comment

Please enter your name!
Please enter a correct email address!
Please enter your comment!
The g-recaptcha field is required!